Can I use a guarantor?

Yes — Enclave accepts guarantors, and this can be a great option if your income doesn’t meet the standard affordability criteria or if you’re a student, self-employed, or moving from abroad.

What a guarantor does

A guarantor is someone (usually a parent, relative, or close contact) who agrees to cover your rent if you’re unable to pay. This gives the landlord extra reassurance and helps support your application.

Who can act as a guarantor

• Must typically be UK-based and able to provide proof of address.
• Should have a stable income that comfortably covers your rent (often assessed against the same affordability rule: 3 x annual rent value).
• Needs to be willing to undergo referencing checks, including ID and income verification.

When you might need one

• If your income falls below the affordability threshold.
• If you’re a student without a full-time income.
• If you’re self-employed with variable or less established income.
• If you’re new to the UK and don’t yet have a credit history here.

Documents a guarantor may need to provide

• Proof of ID and address.
• Proof of income (such as payslips, bank statements, or tax returns).
• Employment or accountant references (depending on their circumstances).

Alternatives if you don’t have a guarantor

• Paying several months’ rent in advance.
• Using savings or other financial proof to demonstrate affordability.

The Enclave team will advise you on the best route based on your circumstances and help ensure your guarantor’s paperwork is processed smoothly.