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Will I be charged a late fee?

Yes — if your Enclave rent payment is late, you may be charged interest, but only within the limits set by UK tenancy law.

How late fees work

  • Grace period: If your rent is just a day or two late due to banking delays, this may not trigger a fee, but you should always inform the team.

  • 14 days overdue: Once rent is more than 14 days late, interest may be applied.

  • Rate: Interest is capped at 3% above the Bank of England base rate, calculated daily on the overdue amount.

Why late fees exist

  • To encourage timely payments and cover the landlord’s costs of chasing arrears.

  • They are a standard, legally permitted charge in the UK, not a penalty.

Helpful tip

If you know you may struggle to pay on time, contact the Enclave team as soon as possible. They may be able to agree a short-term plan, which could help you avoid fees and protect your tenancy record.